We refer our buyers to Sean Herrero because the lender is the biggest variable in any transaction. With Sean, our clients compete like cash buyers, close in as little as 10 days, and their Earnest Money is always protected.
"In four decades of real estate, I've seen deals fall apart because of the lender. My clients deserve better — and that's why I refer them to someone I trust completely."Michael Mau · Broker/CEO · Mau & Associates · CA DRE #00864264
Across Benicia, Vallejo, American Canyon, Napa, Vacaville, and the greater Northern California market, sellers choose cash because it removes the biggest uncertainty in any deal: the lender. We have over four decades of experience and we know exactly what can go wrong. When we refer you to Sean Herrero, we are eliminating that risk. Your offer becomes as certain and as fast as cash.
Sean fully pre-underwrites your loan before you write an offer. Your financing is verified and certain before you're ever in contract. Sellers and listing agents across Northern California notice immediately.
Cash-CompetitiveMost lenders take 30 to 45 days. Sean closes in as little as 10. In the competitive Solano, Napa, and Contra Costa County markets, that speed alone can be the reason sellers choose your offer.
10-Day CloseIf a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money, Sean pays it back in full. Written guarantee. Not a talking point.
Earnest Money ProtectedSean is currently offering a 0.5% temporary rate buydown for the first 6 months of your mortgage — available on FHA, VA, and Conventional loans. That means a lower monthly payment right when you need it most, during the transition into your new home.
Ask Sean how much this saves you on your specific purchase price and loan amount.
Ask Sean About the BuydownIf you have equity in your current home, you may not need to wait. Sean helps homeowners unlock that equity to buy their next home first — so you can move on your terms, skip the double move, and sell from a position of strength, not pressure.
Ask Sean How It WorksIf Sean's team makes a lender error that causes your loan to fail, and the seller tries to keep your Earnest Money Deposit, Sean will write you a check for the full amount. This is a written commitment, and it is why we trust him with every buyer we refer.
*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.
With over four decades of experience in residential, investment, and commercial real estate across Northern California, Michael's business is founded on long-term relationships, integrity, and expertise. "Timing and Opportunity Are Everything."
Rachel brings a personalized, detail-oriented approach to every transaction. Working alongside Michael, she ensures every Mau & Associates client receives the highest level of care, communication, and commitment from first conversation to closing day.
Sean specializes in fast, reliable financing for Northern California buyers. His 10-day close, written EMD guarantee, 0.5% rate buydown offer, and full pre-underwriting process are why Mau & Associates trusts him with every buyer they refer.
Mau & Associates clients win because they come prepared. Get fully pre-underwritten with Sean before you write your first offer — and ask about the 0.5% rate buydown while you're at it.